EN
Back to the archive

The archive · Money & Fintech · Strategic decision · 2016–2025

Rasan bets Saudis buy insurance online; 129x IPO demand, +30% debut, $1B cap

Saudi insuretech behind Tameeni: SAR 37 IPO at top of range, 129x institutional demand, SAR 841M raised; FY2025 revenue up 82% to SAR 653M

Rasan (Rasan Information Technology)

The betThat Saudi Arabia's broker-sold motor and health insurance would move online, letting an aggregator own the point of comparison, then extend into leasing and auctions.Scaling

What the business is

Rasan is a Riyadh-based insuretech holding company whose flagship Tameeni platform lets customers compare and buy motor, health and travel insurance online from 23+ providers.

How it started

Rasan was founded in 2016 as online insurance aggregator Tameeni, betting that Saudi Arabia's mandatory motor and health insurance — traditionally sold through a fragmented broker network — would move to digital comparison and purchase as the kingdom's Vision 2030 pushed financial services online.

What happened

The group grew to more than 8 million customers, 60 partners and 10 products with offices in Saudi Arabia, the UAE and Egypt. In May 2024 Rasan priced its Tadawul IPO at SAR 37 per share, the top of the range, after its institutional tranche drew 129.1x oversubscription; the 30% stake raised SAR 841M (~$224M) and valued the company at SAR 2.8B (~$750M). It listed on June 13, 2024 and shares jumped the maximum allowed 30% to SAR 48.10 on day one.

How it ended up

Still scaling: for FY2025 Rasan reported revenue of SAR 653M (~$174M), up 82% year over year, and adjusted net income of SAR 269M (~$72M), up 184%, with the market carrying it around a $1B valuation and sell-side analysts initiating coverage.

Background

Rasan is a Riyadh-based insuretech holding company that started in 2016 as Tameeni, an online insurance aggregator. Its bet was that Saudi Arabia's motor and health insurance — historically sold through a fragmented broker network — would shift to digital comparison and purchase as Vision 2030 pushed the kingdom's financial services online.

The group expanded from comparison into B2B fleet leasing insurance via Treza, auto auctions through Awal Mazad and car repairs through Warshti, reaching more than 8 million customers, 60 partners and 10 products with offices in Saudi Arabia, the UAE and Egypt.

In May 2024 Rasan priced its Tadawul IPO at SAR 37 per share, the top of the range, after the institutional tranche was 129.1x oversubscribed. The 30% offering raised SAR 841M (~$224M) and valued the company at SAR 2.8B (~$750M); on its June 13, 2024 debut, shares jumped the maximum allowed 30% to SAR 48.10.

After listing, growth continued: FY2025 revenue rose 82% to SAR 653M (~$174M) and adjusted net income rose 184% to SAR 269M (~$72M), with the stock carrying a market capitalization of roughly $1 billion and sell-side analysts initiating coverage.

What has to be true

  • Rasan attacked an actual pain point: buying insurance in Saudi Arabia previously meant visiting multiple brokers.
  • Timing aligned with Vision 2030, which pushed the kingdom's financial services online.
  • The aggregator wedge extended into leasing, auctions and repairs, widening the addressable market.
  • The IPO captured peak demand — top-of-range pricing, 129.1x institutional oversubscription and a 30% first-day pop.
  • Post-IPO execution held up, with FY2025 revenue up 82% and adjusted net income up 184%.

What can be applied

Owning the digital point of comparison in a regulated, broker-dominated market creates a defensible, asset-light wedge; an IPO at peak demand turns first-mover position into capital to defend it.

Aftermath

As of September 2026 Rasan is public and scaling: FY2025 revenue reached SAR 653M (+82% YoY), adjusted net income SAR 269M (+184%), and the company carries a roughly $1B market capitalization with sell-side coverage and continued expansion of its insurance, leasing and auction platforms.

Sources

spotted an error? The archive wants to know.

Your turn

You just read one. Describe what you are building, and see who is betting on the same thing.

Free account · 3 free questions · no card

Related cases