档案库 · 消费应用 · 战略决策 · 2018–2025
Gozem在法语非洲的Grab式押注:洛美摩的出行成长为超级应用
2018年在多哥创立,以摩托车出行起家,Gozem已扩展至司机融资、配送和移动支付,覆盖四个法语国家。
Gozem
做的是什么生意
A super app for Francophone Africa: motorcycle, tricycle and car rides, food and parcel delivery, vehicle financing and mobile money across Togo, Benin, Gabon and Cameroon.
启动资金:Over $12M raised by Dec 2021 ($7M in three seed tranches plus a $5M Series A); $30M Series B in Feb 2025 split $15M equity / $15M debt, with IFC backing its vehicle-financing program.
起因
After building companies in Southeast Asia, the French-Singaporean duo Gregory Costamagna and Raphael Dana saw how Grab and Gojek had transformed cities there, and that Francophone Africa — which gets almost none of the money and attention flowing to Nigeria, Kenya or Egypt — had no equivalent. With Emeka Ajene they launched Gozem in Lomé, Togo, in November 2018 as the country's first motorcycle ride-hailing service.
经过
COVID-19 halted geographic expansion and pushed Gozem vertical: it added e-commerce and parcel delivery, then a lease-to-own vehicle financing program that deployed 1,500 vehicles by 2021 and around 7,000 by 2025 with help from the International Finance Corporation. The December 2021 $5M Series A (investors including Thunes and SMRT's Momentum Ventures) backed expansion to 13 cities across Togo, Benin, Gabon and Cameroon, past 800,000 registered users and 5M trips, with 250 staff by then. In November 2023 Gozem acquired Beninese fintech Moneex to launch Gozem Money, a mobile-money service that now processes millions of dollars a day, and in February 2025 it raised a $30M Series B co-led by MSC Group's SAS Shipping Agencies Services and Al Mada Ventures, earmarking the capital to scale vehicle financing and digital banking.
结果
Still running and scaling: nearly 10,000 registered drivers, more than a million cumulative users, monthly users in the hundreds of thousands, a $50M run-rate gross merchandise value across its verticals, and announced plans to raise another $20M for expansion across Francophone Africa.
背景
Gozem于2018年11月在多哥洛美由Gregory Costamagna、Raphael Dana和Emeka Ajene创立,基于刻意的套利行为:Grab/Gojek超级应用模式改变了东南亚,但法语非洲——创始人称95%的资金和关注流向尼日利亚、加纳、肯尼亚、南非和埃及——没有同类应用。切入点是摩托车出行,这已是洛美和科托努人和物流动的默认方式,在应用端数字化而非替代。
疫情迫使模式纵向发展。Gozem暂停城市扩张,叠加电商配送,然后推出租购式车辆融资,公司购买摩托车、三轮车和汽车,从司机每日收入中扣除小额费用收回成本。在国际金融公司支持下,该项目从2021年的1500辆车增至2025年的约7000辆,到2021年底平台在四个国家的13个城市完成超800万注册用户和500万次出行,基于500万美元A轮。
成熟步伐很快:2023年11月Gozem收购贝宁金融科技Moneex构建Gozem Money,持牌钱包现每日处理数百万美元;2025年2月完成3000万美元B轮——一半股权一半债务——由MSC集团的SAS Shipping Agencies Services和泛非投资者Al Mada Ventures共同领投,验证了行业和财务投资者看好其模式,而多数全球风投仍然忽视。Gozem现拥有近1万名注册司机,四个市场累计用户超100万,年化总商品交易额5000万美元。
这件事要成立,得有什么
- 切入点是当地人已经习惯的出行方式:moto-taxi无处不在且安全规则已施行,Gozem无需改变行为,只需数字化乘车。
- 司机融资让市场自我增长:租购模式下,每个融资司机的收入与平台紧紧绑定,使其成为平台最有力的推广者。
- 法语非洲的被忽视正是机会:资金和人才集中于英语枢纽,Gozem在复制模式时几乎无竞争,覆盖四国市场。
- 纵向叠加提高切换成本:出行、配送、车辆融资和移动支付相互促进,剥离单一服务愈发困难。
可借鉴之处
复制成熟模式没问题,前提是同时转移缺失的前提条件:Grab的玩法在Gozem市场奏效,只是因为公司为司机提供了他们永远买不起的车辆融资。
后续进展
2025年2月B轮完成后,Gozem继续在多哥、贝宁、加蓬和喀麦隆执行超级应用路线图:扩展Gozem Money于多哥,扩大车辆融资覆盖近万名注册司机中的更多部分,增长数字票务业务(仅在多哥已售超5万张票),并公开计划再融资2000万美元,以在未来两年进入更多法语市场。创始人的终极目标效仿东南亚模板:让司机成为车辆所有者,以平台收入筑起该地区新兴中产阶级,一辆辆融资摩托车脚踏实地。
资料来源
- Francophone African super app Gozem grabs $5M to expand and offer more services
- Francophone West Africa's super app buys a fintech player to launch mobile money
- Gozem acquires Beninese fintech, Moneex to launch MOMO offering in Francophone Africa
- Gozem nets $30M to expand vehicle financing, digital banking in Francophone Africa
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