Partior 的共享账本赌注：银行拥有铁路；6000 万美元以上的 B 轮融资，西门子参与

做的是什么生意

Partior runs a blockchain-based clearing and settlement network for banks: member banks exchange real-time, tokenized cross-border payments in USD, EUR and SGD over shared ledger rails, with intraday FX and multi-bank payment features, instead of routing through correspondent-bank chains.

启动资金：Over $60M Series B (first close, July 2024) led by Peak XV Partners with new investors Valor Capital and Jump Trading, alongside existing shareholders JPMorgan, Standard Chartered and Temasek (The Block); Partior was founded by JPMorgan, DBS and Temasek in 2021 with backing from the Monetary Authority of Singapore.

起因

Partior was founded in Singapore in 2021 by JPMorgan, DBS and Temasek, growing out of Project Ubin, the Monetary Authority of Singapore's blockchain experiment, with Standard Chartered joining as a founding shareholder in 2022. The bet was that banks would modernize cross-border clearing and settlement — plagued by delays, high costs, multiple intermediaries and inconsistent compliance — by sharing one tokenized ledger.

经过

Partior built ledger-based interbank rails for real-time clearing and settlement, supporting USD, EUR and SGD, with DBS, JPMorgan and Standard Chartered routing payments for customers including Siemens and iFAST Financial. It set up a development center in Hyderabad in 2022, and in July 2024 announced the first close of a $60M+ Series B led by Peak XV Partners, with Valor Capital and Jump Trading as new investors, to fund intraday FX swaps, cross-currency repos, programmable liquidity management and multi-bank payments.

结果

Still live and scaling as of July 2024: three global banks and Temasek behind it, a $60M+ Series B from Peak XV, and a live network processing real customer payments in three currencies — the consortium-bank model has traction but has not yet displaced correspondent banking at scale.

可借鉴之处

现有机构是渠道：Partior 的进展源于将自己嵌入拥有问题所有权的银行内部，因此其 B 轮融资被视为银行的承诺，而非消费者的采纳。