Paystack押注尼日利亚企业想要一个简单的支付API；Stripe以超过2亿美元收购

做的是什么生意

Payments API and checkout infrastructure letting African businesses of any size collect online and offline payments

启动资金：$8M Series A led by Stripe in 2018 (with Visa and Tencent)

起因

In 2015 Shola Akinlade — who had built software for Nigerian banks — discovered he could charge a card from his computer and set out with Babcock University classmate Ezra Olubi to make that painless for every business. In 2016 Paystack became the first Nigerian startup accepted into Y Combinator, a signal that put it on global investors' radar.

经过

Paystack grew by being the easiest way to accept payments in a broken market, signing 60,000+ businesses in Nigeria and Ghana and processing more than half of Nigeria's online transactions. Stripe led its $8M Series A in 2018 with Visa and Tencent, then acquired it in October 2020 for over $200M — the biggest startup acquisition to come out of Nigeria and Stripe's largest anywhere to that date.

结果

Acquired by Stripe in October 2020 and still operating independently, expanding into South Africa and later Kenya while adding international payment methods on Stripe's network.

可借鉴之处

成为开发者的默认基础设施就是护城河：一旦每个新企业的首个支付集成是你的，你就成为全球平台的明显收购目标。